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Free tool · Death in Service

What would your family receive?

If you died while still working, your pension scheme may pay your family a lump sum and ongoing pensions. This is an illustrative estimate of how much, to help you think about protection.

This calculator is not a statement of your benefits and it isn't financial advice. England & Wales schemes only. In Scotland or Northern Ireland? The figures here won't be yours, but an adviser can still help.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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About you

Which pension scheme are you in?

Choose your scheme above to start.

A few quick questions follow, and your estimate updates as you answer.

Why we ask

  • The Police and NHS schemes pay different pensions to partners and children, so the questions and the figures depend on which one you're in.

An illustrative planning tool — not financial advice Read the full notes (opens in new tab)

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Takes about 30 seconds.

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Response within a day, weekends and bank holidays included

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